Title: Treasure Hunt (Savings amd Investments)

Grade Level(s): 9-12

Subjects: Family and Consumer Science (FACS), Math, Business Math, English

Learner Outcomes:

• Students will understand various savings techniques and guidelines
• Students will be able to identify terms related to savings and investments
• Students will be able to distinguish among the various types of savings institutions
• Students will be able to describe the advantages and disadvantages of various savings alternatives.
• Students will be able to identify personal savings goals and open a savings account
• Students will be able to develop a line graph to compare how the different savings techniques vary.

• 4 – 5 days (45 minute classes)

• Text and other savings information from Internet and savings institutions

• Computer with access to Internet Explorer or Netscape
• Excel software

• Teachers need to locate and make arrangements for a local financial adviser to visit
• Teachers need to do extensive research on various interest rates at different institutions

• Discuss savings techniques and guidelines savings techniques and guidelines
• Discuss terms for savings and /investments and savings institutions puzzle (answer key) investment/savings data
• Student will complete a table listing the advantage and disadvantages of savings alternatives
• Students will research local institutions or internet sites as to interest rates on savings opportunities.  They will then select at least 6 person savings goals and will chart interest earned in a chart. Savings Chart
Rubric

• Lesson may be adapted according to the student’s IEP
• Teacher will provide investment/savings data or from  savings techniques and guidelines for use if network is down

• Each student will be given an allotted amount of money to invest however they wish and will keep track of the interest made for six weeks
• Develop a line graph depicting the various ranges of savings techniques

• Completion of assigned activities
• Completion of line graph depicting progress of investment
• Satisfactory score on savings vocabulary

Family and Consumer Science (Adult Roles and Functions)

• Adult Financial Goals, Values, and Concerns 2.11,
• Financial Resource Management 2.13,
• Managing Risk 2.14
• Impact of individual and family financial management practices on society 2.15

• Algebra/Geometry Prep .2, .4

•     Savings accounts 1.1.5,
•     Calculation of interest and maturity value 1.1.9,
•     Compute interest and annual yield 1.1.28

• Reading Vocabulary 9.34, 9.35
• Computer Technology 9.92, 9.95

 Family and Consumer Science (Adult Roles and Functions)

• Life Skills (Life Work) – Declarative Knowledge

• Understands and applies basic and advanced concepts of statistics and data analysis
• Understands and applies basic and advanced properties of functions and algebra

• Demonstrates competence in the general skills and strategies of the writing process

• Business/Marketing (Finance/Accounting, Management/Marketing)
• Human Services (Personal & Family Services)

• Bonnice – Developing Consumer Attitudes, Cincinnati, Ohio:  South-Western , 1986, Chapter 8
• Maedke – Consumer Education, Encino, California, Glencoe Publishing Company , 1984, Chapter 4
• Chamberlain – Teen Guide, Encio, California, Glencoe Publishing Company, 1985, Chapter 22
• Financial planner (local)
• What every investor should know
• Weidner Investments
• Prudential Securities – Investments and Investing
• Helping you make sense of your finances

Cameron High School
61 Maple Avenue
Cameron, WV   26033
 
 
 

Lesson 1

Lesson 2

Lesson 3

Lesson 4

Lesson 5