LIVING WITHIN YOUR MEANS !
Lesson Five

GRADE LEVEL
                    12  -- ADULT

SUBJECTS
                    ADULT BASIC EDUCATION
                    BUSINESS EDUCATION

LEARNER OUTCOMES
                    The student will develop a budget.
                    The student will investigate the financial responsibilities of living
                        on a budget
                    while trying to satisfy their needs and wants.

DURATION OF LESSON
                    1 -- 3 days

MATERIALS
                    Power Point
                    Computer
                    Presentation Device
                    Printer
                   Spreadsheet Software

TECHNOLOGY TOOLS/COURSEWARE
                    Computer
                    Presentation Device
                    Printer
                    Power Point Software
                    Spreadsheet Software

TEACHER NOTES

PROCEDURES
                        1.    The students will complete the Vocabulary Activities.
                    2.    The students will view a Power Point Presentation, " Living
                    Within Your Means."
                    3.    The students will use spreadsheet software to analyze a financial
                    situation and develop a graph to present a visual picture of a
                    Budget Planning Activity.

MODIFICATIONS
                    See Individualized Education Plans for specific accommodations
                    and/or modifications to meet each student's needs.

ENRICHMENT ACTIVITIES
                    Mary and John have found that their income does not cover all
                    of their expenses.  Develop a step by-step written plan that could allow
                    them to pay all of their bills and save a little money.

                    Students will visit the following Internet sites:

                   Personal Budget Calculator
                   Personal Budget Worksheet

EVALUATION/ASSESSMENT
                    Completed Project
                    Class Participation

STATE AND NATIONAL STANDARDS
                       Gs.1.1, Gs.1.2, Gs.1.3, Gs.1.4, Gs.1.5, M.10.1, M.10.2, M.10.3,
                    L.1.1, L.1.2, L.7.4, T.2.3, T.4.2, T.4.3, T.4.4, Tc.2.3, Us.1.3,
                    BSM 10, DPR 30, OFT 36, OFT 39, LOT 31.

             West Virginia Instructional Goals & Objectives

             National Standards
 

REFERENCES
                    BUDGETING YOUR TIME & MONEY
                    South-Western Publishing, 1993.

                    ESSENTIAL SKILLS FOR THE WORKPLACE
                    Contemporary, 1993.

                    LIFE SKILLS FOR TODAY'S WORLD, THE WORLD OF WORK
                    Steck-Vaughn, 1994.

AUTHORS
          PAT STATEN

          VIRGINIA LEE TAYLOR-MOUNTS

          DEBBIE HATFIELD
 

                    MINGO COUNTY VO-TECH CENTER
                    Rt. 2--Box 52-A
                    Delbarton, WV   25670
                    (304) 475-3347
 
 
Lesson 1 Lesson 2 Lesson 3 Lesson 4 Lesson 5

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